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Cash worth is a living advantage that continues to be with the insurance policy company when the insured passes away. Any kind of exceptional financings against the cash money worth will lower the plan's death advantage. Senior protection. The policy proprietor and the insured are usually the same person, yet occasionally they might be different. A service might get key person insurance on a vital staff member such as a CEO, or an insured might sell their own policy to a 3rd party for cash in a life settlement - Estate planning.
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